Climate change is repricing financial assets. Floods, wildfires, and rising seas destroy buildings, disrupt supply chains, and erode property values. But how do you put a dollar figure on that exposure? Climate value at risk (CVaR) answers that question. It…
Banks, insurers, and central banks need a shared language for climate risk. Without it, every institution runs different assumptions, different time horizons, and different definitions of what counts as a bad outcome. NGFS climate scenarios — also called NGFS scenarios…
Climate risk indicators give organizations a measurable way to track how physical climate hazards are changing over time. Without them, “climate risk” stays abstract. With them, you can compare locations, monitor trends, and make decisions based on data instead of…
If you have worked with climate risk data, you have likely encountered NEX-GDDP-CMIP6 somewhere in the data pipeline. It powers climate risk platforms, feeds academic research, and supports TCFD-aligned scenario analysis. Yet most practitioners use it indirectly, through tools that…
Banks screening loan portfolios. Insurers pricing policies for coastal properties. Supply chain managers evaluating whether a key supplier sits in a flood zone. All of them face the same question: how do you actually analyze physical climate risk for a…
What Is a Climate Data API? A climate data API provides programmatic access to climate projections, historical climate records, and risk scores. Unlike weather APIs that deliver short-term forecasts and current conditions, climate data APIs focus on long-term trends: temperature…
California has enacted the most comprehensive state-level climate disclosure laws in the United States. Two companion bills, California SB 261 (climate-related financial risk) and SB 253 (greenhouse gas emissions), together require thousands of companies to report on both their climate…
What Is Climate Risk Modeling? Climate risk modeling converts climate projections and historical observations into estimates of financial exposure for physical assets, portfolios, and supply chains. Where climate models simulate future atmospheric conditions (temperature, precipitation, sea level), climate risk models…
Land use planning determines how land is organized, developed, and protected within a community or region. It balances competing demands on limited land resources: housing, agriculture, industry, conservation, transportation, and recreation all require space, and planning decides how that space…
A strategic flood risk assessment (SFRA) evaluates flood risk across an entire planning area rather than a single site. Local planning authorities use SFRAs to decide where development can safely go, which locations need extra protection, and how climate change…
