Blogs

Cold Wave: Definition, Causes, and Health Risks

The January 2025 cold wave across the eastern United States brought wind chills below -40°C, caused dozens of fatalities, and disrupted energy grids across multiple states. Cold waves remain one of the deadliest weather hazards globally, even as average temperatures…

Rainfall Intensity: What It Means for Climate Risk

Extreme rainfall events have increased by roughly 30% since 1950 in many regions, according to the IPCC Sixth Assessment Report. A warmer atmosphere holds more moisture, and when that moisture is released, it falls harder and faster than historical norms.…

Water Scarcity: Causes, Data, and Most Affected Countries

Water scarcity already affects more than 2 billion people worldwide, according to UN Water. By 2050, projections suggest that number could reach nearly half the global population as demand rises and climate change disrupts freshwater supply. Water scarcity refers to…

Physical Risk: What It Is, Types, and How to Assess It

Physical risk from climate change could cost the global economy over $1.2 trillion annually by the 2050s, according to S&P Global. Floods, heat waves, wildfires, and rising seas are already damaging infrastructure, disrupting supply chains, and reducing asset values. Physical…

Water Risk Assessment: A Complete Guide for Organizations

A single water shortage can halt production lines, strand agricultural output, and trigger supply chain failures across multiple sectors. Yet most organizations have limited visibility into how exposed their locations and suppliers are to water risk. Water risk assessment is…

What Is Water Stress? Causes, Measurement, and Data

Over 2 billion people live in countries experiencing high water stress, according to UN Water. As demand for freshwater rises and climate change shifts rainfall patterns, water stress is becoming one of the most pressing environmental and business risks globally.…

Climate Scenario Analysis: Types, Frameworks, and Examples

Regulators, investors, and boards are increasingly asking organizations to demonstrate how climate change could affect their operations and financial performance. The standard approach to answering that question is climate scenario analysis, a structured method for evaluating business exposure under different…

Climate Hazards: Definition, Types, and Examples

Climate hazards are reshaping how organizations think about risk. From extreme heat waves disrupting operations to floods damaging infrastructure, understanding what climate hazards are and how they differ from climate risk is essential for effective risk management. This guide covers…

Climate Risk Analytics: A Step-by-Step Guide for Risk Teams

Climate risk analytics transforms raw climate science into actionable business intelligence. As regulatory frameworks like TCFD and CSRD require companies to quantify and disclose their climate exposure, risk teams need a systematic approach to collecting data, running scenarios, and translating…

Land Cover Data: 12 Best Free Sources for Maps and Analysis

Finding the right land cover data can be challenging. Dozens of datasets exist, each with different resolutions, coverage areas, update frequencies, and classification schemes. Whether you need detailed U.S. coverage, global data, or historical change detection, this guide helps you…